FINALLY, THERE IS LIFE INSURANCE FOR PEOPLE LIVING WITH HIV.

AEQUALIS is a progressive company created to disrupt the conventions of the insurance industry. We established the company and our foundation in an effort to bring safety, security, and equality to everyone. Our family members who were living with HIV, faced significant challenges when they sought life insurance to protect their families. And now, for the first time, after years of our advocacy, we’ve broken through industry barriers, and now people living with HIV can have access to life insurance. Today, there are more than 1.2 million Americans living with HIV who are living healthier, longer, active lives*. Now, life insurance is available to help protect their families, loved ones, and business interests. Equally important, we made it all possible by partnering with the most respected and financially secure global leaders in the insurance industry.

BUSINESS IS PERSONAL

For more than 30 years, our founders have been deeply affected by the challenges and the stigma faced by close family and friends living with HIV. While the progression of HIV has since slowed due to advances in treatment, these improvements went largely unrecognized. Because of this, their healthy family members and friends were still unable to obtain life insurance to protect their growing families. Seeing the need for life insurance for their friends and family, our founders worked together to raise awareness and educate the insurance industry about these medical advancements.

1.2M

More than 1.2 million Americans living with HIV are living healthier, longer, active lives.

CHANGING THE INDUSTRY

AEQUALIS posed the question: “If companies are offering life insurance to people with other chronic conditions, why not offer it to people living with HIV?” So, we crunched the numbers, proving through our analytics that people living with HIV were living healthier, longer active lives thereby making our case. We also determined individually underwritten term life insurance can be offered at competitive rates. Over the next few years, AEQUALIS navigated legal, regulatory, and distribution channels, built alliances with advocates from communities affected by HIV, and designed a platform to serve these needs.

"If companies are offering life insurance to people with other chronic conditions, why not offer it to people living with HIV?"

ANDREW TERRELL, FOUNDER

OUR FUTURE TOGETHER

Having already found forward-thinking global leaders who also wish to redefine convention, open doors, and find new solutions, we agree there are still many challenges with many types of insurance coverage and financial services for the “modern family.” Our mission is to shine a spotlight on those challenges and create new solutions. Please join our mailing list to hear about our success and update you when new products and opportunities become available.

GIVING BACK TO THE COMMUNITY

In the rapidly changing legal, social, and political environments, it is important that communities living with HIV have a trusted resource for education and information on financial products. So, at the core of the AEQUALIS business model, is the spirit of giving back. The AEQUALIS Foundation was established to give back to the communities it serves, especially to people living with HIV.

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