Finally, you can help clients living with HIV insure their most precious asset. Life.

Over the last five years, ÆQUALIS has worked to help make individually underwritten life insurance products available to people living with HIV. So now you can help bring peace of mind to people who have previously been unable to obtain coverage.

For all the challenges of living with HIV, living without life insurance may no longer be one of them.

Our focus is to ensure that people living with HIV can be offered individually underwritten life insurance products. ÆQUALIS,along with its chosen initial carriers, Pruco Life Insurance Company and Pruco Life Insurance Company of New Jersey (in New York), both Prudential Financial companies, is introducing 10- and 15‐year individual term life insurance options in December 2015.

The policies are available in most states. Please check with your financial professional or an ÆQUALIS Representative for availability.

Transforming obstacles into life-changing opportunities.

Thanks to treatment advances, over 1.2 million Americans living with HIV are living long, healthy, and active lives.* ÆQUALIS has worked to promote more recent mortality curves and update actuarial studies to allow insurance companies to offer insurance to people living with HIV. This means we can provide new opportunities for more people living with HIV to help meet their financial needs.



If you’re an independent financial professional and you haven’t previously registered with ÆQUALIS, please enter your information here. We’ll contact you with log-in information and instructions on how to make our products part of your offering.

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Contact a dedicated ÆQUALIS representative at

Or Call us: 1(800) 992-1273